Personal finance2025BudgetApp
Budget tracker with debt formulas and Telegram alerts
A full-stack personal finance app that models credit card minimums, loan interest, and installment plans — with a mobile PWA companion and daily Telegram digests.
The problem
Spreadsheets can't push alerts or calculate compounding debt dynamically. The goal was a purpose-built tracker that models real payment formulas and proactively notifies on due dates and budget overruns.
Approach
- Flask API with MySQL backend and manual-trigger job execution for scheduled calculations
- Credit card minimum payment formula, loan amortisation, and installment tracking built in
- React + Vite SPA with quick-entry expense forms and a compact home summary
- Mobile-first companion PWA for fast on-the-go entries
- Telegram bot integration for daily digests and due-date push alerts
Outcome
- All debt modelled in one place — no more spreadsheet drift
- Telegram alerts surface upcoming due dates and overspend before they become problems
- PWA installable on any device — native-feel without an App Store
Got a project that's been waiting too long?
We respond to every inquiry within one business day. No funnels — just a real conversation about whether we're a fit.